- Social - up to Kshs 19,999
- Low Cost - Kshs 20,000 - Kshs 49,999
- Mortgage Gap - Kshs 50,000 - Kshs 149,999
- Register on the affordable housing portal here. Make sure you complete your application otherwise you won't be allowed to move to the next step.
- Begin making contributions to the Housing Fund and select your housing preference from the available or upcoming housing stock.
- Once registered and contributing to the Housing Fund, applicants who qualify will participate in a regular and transparent allocation process for the available houses.
- The houses will be awarded through a fair and transparent system free of any human intervention and contact through a secure, computerized system. The minimum contribution you can make a month is Ksh 2500. There's no maximum cap as long as you don't exceed the price of the property you signed up for.
- The system is designed to ensure every qualifying applicant is allocated a house. However, it is expected that there will initially be more demand for houses than supply of affordable houses. In the event that an applicant is not allocated a house in an initial allocation, their name will be put on a waiting list and the applicant will have a higher likelihood of allocation on subsequent developments.
- Contributions to the Housing Fund can be accessed on the sooner of 15 years after a member's first contribution or the attainment of retirement age.